Specialist real estate lending for complex situations

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Decama Finance is a principal-backed lender providing secured capital against UK property assets

in situations where speed, flexibility, and certainty of execution are essential.

 

Founded on experience Decama Finance was founded by Netanel Lorenzi to address a gap in the UK market:

the need for rapid, certain capital in complex real estate situations where traditional lenders lack the flexibility, speed, or appetite to act decisively.

 

With over 20 years of experience across real estate finance, structured credit, and equity investment, Netanel built Decama Finance to combine institutional rigor with entrepreneurial agility - deploying capital directly from a strong balance sheet without committee delays or syndication risk.

 

Built differently

Unlike traditional lenders bound by rigid credit boxes and lengthy approval processes, Decama Finance is structured as a principal-led platform.

 

This means clients work directly with the decision-maker, enabling judgment-based solutions tailored to each situation rather than template-driven lending.

As part of a broader investment platform that includes equity investments across real estate and public markets, Decama Finance benefits from cross-asset insights and a value investing mindset - focusing on downside protection, intrinsic value, and disciplined risk assessment.

 

Where we operate

We lend across all UK property sectors and specialize in situations others find too complex, urgent, or unconventional: bridge financing, distressed borrowers, enforcement scenarios, vacant assets, and time-critical transactions where certainty determines outcomes.

 

Decama Finance works with trusted network of legal, technical, and industry specialists to deliver comprehensive solutions for each transaction.