about decama capital ltd (DCMA)
Decisive debt capital when certainty and speed matter
Decama Finance is a principal-backed, asset-led lender providing flexible financing in complex or time-critical situations where certainty and speed are essential.
We provide fast, secured capital against UK real estate, enabling investors to close transactions, protect value, or unlock opportunity - whether in growth or distress.
Backed by over 20 years of experience and structured for agility, we take a rigorous asset-first approach and move decisively when the fundamentals are compelling.
With capital deployed directly from our own balance sheet, we act with speed and efficiency, reducing execution risk and providing clarity from the outset.
Principal-led. Asset-focused. Execution-certain.
What sets us apart
Decama Finance is built for situations where timing is critical, circumstances are complex, and certainty of execution is non-negotiable.
Asset-first underwriting
We underwrite to the real estate, not the story—focusing on intrinsic value, recovery scenarios, and downside protection informed by value investing principles.
Principal-led decision-making
Direct access to the decision-maker means faster answers, no committee delays, and judgment-based solutions tailored to each situation.
Balance sheet capital
We deploy our own capital, ensuring certainty of execution without syndication risk or approval contingencies.
Sector expertise across the capital structure
20+ years structuring credit and equity investments across UK real estate provides perspective beyond traditional lending—we understand deals as both lender and investor.
Flexible across complexity
From bridge financing to distressed situations, we move quickly on transactions others find too complex, urgent, or unconventional.
Decama Finance is A trusted partner when timing is critical, and certainty of execution determines the outcome
Learn more about our approach | Meet the principal | View recent deals
